One of the famous adages says, “It takes two to tango”. Yes, it definitely needs two persons to be able to enjoy a tango dance just as it takes two living beings to create life. In handling finances, money and discipline goes together. To be able to maximize the benefits of money in our life, we need to be wise and disciplined in spending and investing as well.
I have always been blessed financially. I was even given the opportunity to own four (yes four, as in F-O-U-R) credit cards. But because I don’t know how to control myself, I drowned in credit card debts that until now I have not even started paying. I don’t have any plans of abandoning my debts. I have plans to settle one or two cards this year.
Credit cards really need discipline just like in spending cash. I realized that it’s better to pay in cash rather than charging everything to these tempting little cards. But sometimes, credit cards just come in handy if only coupled with discipline and self-control. Credit cards can become one of our best friends if we know where and when to use them.
Cash or card. It doesn’t matter how you pay. Everything about money really needs discipline. It’s one of the traits that one needs to have to succeed in life not just financially but in all other aspects of life. What do you think?
No comments:
Post a Comment