Budgeting On A Weekend

It’s finally weekend! And aside from doing the house chores, I’m also doing the budgeting today. I normally do the marketing either on a Saturday or on a Sunday since it’s only on a weekend that I have so much time to think and review our budget list.
If you’re on a tight situation (like we are now), I always consider a few questions while doing my marketing budget. Here are my only two ‘guide’ questions:

1. What are the basic commodities that need to be replenished? (rice, sugar, coffee, detergent soap, etc.)
2. What will be my daily menus for the week?

It’s really important to list down everything before going to the market or the grocery. Having a list on your side will help you avoid forgetting something very essential. This could also help you save a lot in transportation expenses because it will prevent you from going back and forth to the grocery store. It would be okay to forget something if the grocery store is just a short walk from your home but it will still waste your precious time and energy. The time you have allotted for relaxation might be eaten up because you need to go back to the grocery to buy some eggs. A budget and a list of things to buy is a must!
I also suggest keeping all those receipts so that when you do the budgeting, you already have the knowledge of the prices of the things you’re going to buy. Going back to the ‘guide’ questions, it would be good if you keep on asking these questions to yourself even if you’re not in a tight situation. Asking those questions to yourself while doing the budgeting will really be beneficial in the long run. It can help you accumulate a big chunk of savings.
Are you also doing the budget for your family? Maybe you can share here your own budgeting style. Go hit that comment button now =)

100 Simple Ways to Increase Savings (PART 2)

I’ve been busy with work lately. Sorry for the long period of not posting anything. Well, I’m doing my best to keep my promise to update my blog atleast thrice a week.
This is the second part of my previous post. Here are another five more simple ways to increase savings.
1. Enjoy dinner date at home with home cooked meals. Avoid eating in restaurants because doing it can definitely save you a lot of moolah. Spend time with your husband or wife cooking meals. This would not only help you fatten up your savings account, it can also be your chance to bond.
2. Save that water from dishwashing for toilet flushing. This will positively save you from sky rocketing water bills. A decrease in the water bill means additional savings.
3. Say hello to land line phones. If there’s an available land line phones, and if the one you want to talk or text to also have a land line service, give him a ring. Using land line phones rather than mobile phones will help you lower your mobile phone bills thus increasing your savings again.
4. Organize a garage sale! Oh I love garage sale! Haha. This is your chance to really increase your savings. For sure, you have a lot of things that are no longer appealing to you. But for others, those stuffs might be useful. So dig on those storage boxes and let all your items out. Display these items just right in front of your house. The neighborhood will definitely be so happy to shop.
5. Early to bed, early to rise. Waking up early means never having to rush. It also means having longer time to prepare thus avoiding forgetting some things to bring. Having a very tight time to prepare could lead to forgetting those important things to be brought to the school or to the office. So there’s a chance for you to go home again during lunch time. That would be cost you another set of transportation expense. So save your money from traveling back and forth from the house by waking up early and preferably by preparing all those things needed to be brought the night before.
Do you have anything in mind to share? Maybe you could help me complete my 100 simple ways to increase savings. Go hit that comment button or email me at jggpp0103@gmail.com. Have a happy Wednesday!